What are the products you offer? For college athletics programs, we offer both Basic Athletic and Catastrophic coverages. Basic Athletic coverage provides accident/injury insurance for all student athletes, managers, trainers, cheerleaders, and any other category of students you have elected to cover. Catastrophic, also known as Cat, provides extended coverage for students injured permanently or disabled while competing, traveling, or practicing.

What are the policy limits of these coverages? NJCAA and NAIA schools have Basic Athletic maximums of $25,000. Catastrophic coverage for these schools has a $25,000 deductible and a maximum benefit of $10 million. With the Cat deductible set at the policy maximum for Basic Athletic, schools have first dollar coverage by purchasing these two plans to $10 million. NCAA schools have Cat furnished by the NCAA with a deductible of $50,000. Basic coverage for these schools has a maximum benefit of $50,000. At this point, NCAA Cat coverage is initiated with a maximum benefit of $20 million.

What needs to be done to receive a quote for our intercollegiate coverage? Simply complete the Quotation Request Form found in your brochure or call us at 800-247-1734 and we will email, fax, or mail you a form. Once we receive your completed form, we will provide quotes from several "A" rated carriers with no obligation on your part.

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