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K-12
K-12 FAQs

Intercollegiate
Intercollegiate FAQs
Intercollegiate

Currently Bene-Marc insures schools of the Pac 10, Big 12, WAC, SEC, Lone Star, American Southwest, Southland, Sunbelt, Gulf South, Heart of Texas, Sooner Athletic, ECAC, and many Junior College conferences.

We work with colleges of all sizes to help them determine the type of coverage they need to complement their athletic programs. To meet these needs, we offer a variety of services such as Basic Athletic Insurance, Catastrophic Athletic Insurance, Staff Accidental Death and Dismemberment, and a variety of Athletic Incentives Contracts.
Basic Athletic Insurance provides coverage for the accident or injury of any student athlete, student managers and trainers, cheerleaders and any other category of students you elect to cover such as band, drill team, etc. The coverage limit of this policy satisfies the deductible level for NCAA, NAIA, NJCAA, and other catastrophic insurance plans.

Catastrophic Athletic Insurance

This coverage is geared for members of the NAIA, NJCAA, and other associations. Member institutions of the NCAA have this coverage through their membership. This type of insurance provides catastrophically injured athletes the costs for leading a normal life in the case of an accident. It will cover medical, disability, adjustment, vehicle, home education, and insurance benefits. This type of insurance also helps colleges deter possible lawsuits stemming from an injury.

Staff Accidental Death and Dismemberment

This coverage is geared for employees of the athletic department on a full time basis meaning that the claim need not be job related for benefits to be paid.

Athletic Incentives

This program is designed to help your school pay the incentive bonuses that are in your coaches or personnel contracts. A determined fee is paid at the beginning of the year for persons selected to participate in the program. If that individual achieves a pre-set goal such as a Conference Championship, Final Four, or National Championship, the bonus is awarded to the designated Athletic Director, Coach, or other person named.
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